DISEMADI, Hari Sutra; TAN, David; STEVANI, Winnie. Smart Regulatory Fintech dalam Ekosistem Pendanaan Digital Terhadap Pertumbuhan UMKM. Widya Yuridika: Jurnal Hukum, [S. l.], v. 7, n. 3, p. 497–512, 2024. DOI: 10.31328/wy.v7i3.5053. Disponível em: https://www.publishing-widyagama.ac.id/ejournal-v2/index.php/yuridika/article/view/5053. Acesso em: 14 may. 2025.